Money
Superannuation
Super tracks your retirement balance month by month. You enter the balance from your fund statement, and FinTarget works out the change, the contributions tax and a financial year summary.
Super appears in the sidebar only when your default or second currency is AUD. Balances are recorded in AUD.
Add a month
- Choose the month and enter the balance. This is the only required field.
- Add the employer contribution and the concessional contribution if you want them tracked.
What you see
| Column | Meaning |
|---|---|
| Balance | MeaningThe balance you entered for the month. |
| MoM % (incl. contrib) | MeaningMonth-on-month change in the balance, including contributions. |
| MoM % (excl. contrib) | MeaningThe same change with the month’s contributions taken out, which shows the investment return. |
| Conc. Tax 15% | MeaningContributions tax on the concessional contribution, calculated at 15%. |
- Summary cards. Closing balance, financial year contributions, financial year concessional contributions and the 15% tax, for the financial year you pick.
- Chart. A balance-over-time line with a financial year selector, and an average row under the table.
Troubleshooting
| Symptom | Likely fix |
|---|---|
| Super is missing from the sidebar | Likely fixSet your default or second currency to AUD in Settings. |
| The tax figure looks low | Likely fixIt applies 15% to the concessional contribution only. Employer contributions are listed separately. |
Related
- Analytics. Super is part of net worth and the tax year summary.
- Getting started. Set your currency and financial year.