The FIRE number is the portfolio that generates enough passive income to cover your lifestyle indefinitely, based on the 4% rule and 25× your annual expenses.
Your FIRE number is the investment portfolio that generates enough passive income to fund your lifestyle indefinitely, based on the 4% rule: historically, withdrawing 4% per year from a diversified portfolio is sustainable over a 30+ year retirement.
Your FIRE number
$1,500,000
4% withdrawal rate · 25× your annual expenses
$0 saved · $1,500,000 to go
Time to FIRE
24 yr 6 mo
Still needed
$1,500,000
Monthly in retirement
$5,000
Annual withdrawal
$60,000
Connect your actual portfolio, income, and expenses to watch your FIRE number get closer every month.
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